Arium Loan Origination System comes with the following modules:
Pre-Entry Application Form
Pre-entry is used for entry several to reduce inputting time. This module is optional where user still can skip this section, and go to Full Entry section. Pre-entry only requires several fields to be inputted, which are the fields used in Screening.
Negative Checking
This module is used to check entry of data, including:
- Duplicates entry
- The blacklist records (SID)
- AKKI records
- Negative List check run on scheduler
Document Checking
This module is used to update status of document verification. User can click on one of application list to show further details.
Complete Entry Application Form
This module used by the user to input the complete loan application data.
Loan Application Scoring
This module is to perform score loan application that uses quantitative statistical methods to predict the pattern of a population based on certain characteristics.
Verification/ Rating
This module consists of 3 verification menus to perform activities such as:
- Telephone Verification (TV)
- Site Visit (VS)
- Card Rating (CR) for credit card business process
Verification menu is used to update the results and verify before submitting the data to the next step.
Credit Underwriting
This module is used by the Credit Underwriter / Credit Analyst to undertake a review to write your credit recommendation and credit decisions.
Interface to Core Loan System
This module is used for verification and preparation of disbursement of loan to the Core Loan System.
System Administration and User Policy
This module is used by system administration for Viewing, Adding, Editing and Updating Process parameters and business rules in the Loan Origination Application System.
Reporting Services
This module is used to view and print the standard and common report of operational credit initiation.