AlphaBITS Core Banking Software

AlphaBITS accommodates the local bank’s requirements for a quality core banking solution.

AlphaBITS was developed as an industry-standard core banking application, Alpha BITS is a core banking system for day-to-day operation which connects the links in the chain of related banking activities. The system covers broad aspects such as the delivery channels for teller and customer service, and back office functions like accounting and general affairs, while requires minimum effort to implement.

ARIUM Sharia Core Banking

Arium Sharia is the new generation of Islamic Banking Application built on top of open platform and open technology. The modern banking solution serves as a part of our Arium Ecosystem using Service Oriented Architecture (SOA), allowing easy integration with the existing systems. It will address various issues in the financial sectors while it stays compliance to Sharia Law.

ARIUM Reporting XBRL

Arium Reporting XBRL produce XBRL-based reports. Arium Reporting application integrates the XBRL engine and packages into applications that not only fulfills the reporting required by Indonesian banks but also meet the operational aspects and implementation of IT security in banks.

ARIUM Front End

ARIUM Front End is an integrated and refined online transaction delivery system for modernizing legacy interface while Front End provides seamless integration into AlphaBits Core Banking System. Resulting in better Core Banking presentation that helps banks branch users to perform tasks in a more sophisticated yet user-friendly interface.

ITM (Integrated Transaction Management)

As payment transaction volumes continue to grow exponentially and payment instruments increase in complexity, organizations will be rendered unprofitable due to the inflexibility of legacy systems. ITM end-to-end payments hub architecture is designed to conquer these challenges.

SATU (Sarana Transaksi Keuangan)

To accommodate BPR (Bank Perkreditan Rakyat) and SME’s requirements for modern banking procedures, telkomsigma has developed SATU, a core banking system with zero investment required. Because SATU uses SaaS concept (Software as a Service), a form of Cloud Computing service delivered by telkomsigma, which provides software, hardware, infrastructure, and IT professional management. Banks are able to concentrate on their core business, cut cost on CAPEX (Capital Expenditures) and focus on OPEX (Operational Expenditures).

Arium Core finance

Arium Core Finance is a solution to help banks and multi finance companies to compete more effectively in the market. It creates operation effectiveness by bringing the capability to give pre-approvals faster in acquiring new clients, to define own product parameters and to eliminate a lot of risk and time in originating loans.

Arium Consumer Asset Management (CAMS)

CAM enables Banks to manage and monitor purchasing and managing the loan portfolios for consumer finance companies in an efficient and innovative ways, while complying with regulatory requirements of Bank Indonesia. The CAM system assists banks to manage and monitor various credit portfolios such as car, mortgage and other consumer loans, which employ several business schemes including Joint Financing, Channeling and Asset Purchase.

Arium Finance & Risk

To support the implementation of the Global Banking Regulatory, such as basel II, basel III accord, PSAK, Asset Liabilities Management, Liquidity Risk Management and Data Management System, telkomsigma collaborated with Fernbach APAC in providing services to the banking industry with ARIUM Finance and Risk.

Arium Treasury & Investment

Arium Treasury & Investment is a financial application which provides end-to-end solution for banking, financial institution, multi-finance, corporate, and asset management companies. Arium Treasury & Investment configuration’s can be parameterized to minimize risk exposure while optimizing clients return. Offered in conventional and sharia platform.

Arium Securities and Trading Solution

Arium Securities & Trading Solution is an integrated solution, which could be implemented for the securities industry. This solution consists of end–to- end modules that cover front office, back office, and user-interface (investors’ PC monitor display, laptop, or cellular phone), hence improve business process by enhancing the efficiency, as well as assuring secure transactions while delivering hi-speed response to the market needs.

Arium Business Navigation

Arium Business Navigation integrates seamlessly with your infrastructure and empowers you with the information and insights you need to grow your business to the next level. It has been structured to address the Intelligence needs of
 the various business lines of the Bank to enable insightful decision-making by bringing the right information to the right stakeholder at the right time.