To support banking industry in Indonesia, in 2001, we introduced a core banking system alphaBITS. alphaBITS is an integrated banking solutions powered by robust i-Series IBM AS-400 platform.

Our solution is designed to address banks business needs and operations including but not limited to retail, deposit, loan, GL, LBU, BI-Compliance. It gives benefits to banks on optimising business process, faster time to market, compliance with BI regulation, flexible and fast reporting.

According to Gartner, future banking services are turning into highly customer centric. The desire of the customer on what and where the customer wants to do for banking transactions should be easy provided by the bank.

Speed of product and service creation, easiness of product and service access, as well as customer experience become the measure of future banking. Therefore, the needs of future core banking is the one that can support those trend

telkomsigma provide two offering model for banks, based on their expenditure preference model:

a. License based and
b. ITOM (oursourcing model).

alphaBITS Core Banking Architecture

alphaBITS core banking provides following benefits :

Better cost management and cost reduction.
Comes with License model and ITOM outsourcing model. Gives flexibility for your business to manage the cost. ITOM outsourcing model will give following benefits:

• Bank can reduce cost 30% to 40% compare with turnkey project.
• Bank can be more focus on its core business.
• Bank can reduce IT risk since the IT operation will be operated by trusted partner. Bank can get guarantee SLA provided by us.

Compliance with National Regulation.
Compliance with Indonesia regulations which means risk & complexity reduction

Enhancing Customer Experiences.
Automates both the front office and back office functions, allowing a broad range of on-line and batch processing to fit the banks standard.

Service excellent with full local support (application is developed and implemented by telkomsigma)

–More than 200 development and delivery support

–More than 50 product support

Flexible business model

–on premised licensed based

–full IT managed service (End to End Solution)

Truly a 24 hours online banking

–24 hours branch operation

–24 hours e-channel operation

Features

alphaBITS is equipped with the following features:

• user friendly
• system parameters (parameterized system)
• integrated system
• centralised data storage
• security system
• dual control verification
• customer numbering
• multiple currencies
• multi branches
• modular
• customer service information

AlphaBITS NG new feature

• Flexible length of digit
• Virtual account
• Graphical User Interface
• Support open branch 24 hours
• Flexible sizing of machine resource
• Standard interface for accessing all product and service
• Incoming and outgoing Remittance
• Enhancement in
  • CIF
  • CASA
  • DEPOSIT
  • Loan
  • Printing Flexibility (Passbook , statement)

In addition, alphaBITS also integrate-able and comply with Central Bank regulation as follows:

• core banking application including DHN dan SID.
• reporting application to Bank Indonesia (LBU-LHBU-LKPBU-LBBU-SID-DHN).
• integration with SKNBI and BI-RTGS
• integration with SVS Application
• integration with ATM Channel, Internet Banking, Internet Banking, EDC, Kiosk, ADM, SMS Banking.

Platforms

alphaBITS core bank is developed and operated on robut iSeries platform as follow:

• Platform : AS-400 RPG
• Database: AS-400 DB2

alphaBITS core-banking solutions contains the following modules:

front-end module: a user friendly graphical user interface
security module : signature verification System application
retail module: to let banks offer wide range retail banking product and service
deposit module: consists of sub modul time deposit and sub modul negotiable certificate of deposit. It is parameterized for flexibility in product development.
loan module: to cater loan processing. It provides control and reporting of the banks loan portfolio to minimize bank risk.
general ledger module: to maintain banks financial data and provide banks complete financial position.
services module: to process transfer transaction, clearing, and reporting of customer transactions.
BI Compliance module: include SKN-BI, MPN, SID

telkomsigma has been providing ICT Solutions since 1987 to Financial business in Indonesia. In other words, telkomsigma has more than 20 years experiences on serving financial and banking industry.

Within those 20 years experiences, telkomsigma has successfully implemented alphaBITS core banking to 10 banks and has provided IT operation outsourcing to more than 20 banks.

Our solution has been evolving since its first inception in 1987, progressively evolving and perfecting it through the time, providing your business with a proven product with good track record.

Furthermore, in 2001 telkomsigma and alphaBITS was awarded ’the recipient of The Best Industrial Award’ in APICTA (Asia Pacific Information and Communication Technology Award)